Talk to your money. Own your data.
Upload a bank statement. The AI categorizes every line, finds your transfers, and answers questions in plain language. No bank login, no third-party data brokers, no surveillance.
No credit card. No email required. Cancel any time from a single page.
EU-friendly
GDPR-aware. Data stays on a server you can audit (or run yourself).
Privacy-first
No email, no name, no tracker. Sign up with an account number.
AI-native
Chat that can recategorize 200 transactions in one prompt — with undo.
See it in motion.
Upload, parse, ask. Fifteen seconds end-to-end.
Three things it does well.
Upload, ask, own. Everything else is a knob on one of those three.
Upload statements, get structure.
Drop in CSV, PDF, or XLSX from any bank. The parser reads the file, normalizes dates and amounts across formats, finds transfers between your own accounts, and writes structured rows you can search, filter, and export.
- CSV, PDF, XLSX — same pipeline for all of them
- Transfer detection across accounts (no double-counting)
- Three-layer dedup against statements you already uploaded
Talk to your money.
Ask the assistant to recategorize, merge, split, or annotate. It can change 200 transactions in one prompt and every change is undoable from a single page. The full audit log is yours — exportable, inspectable, reversible.
- Bulk recategorize from natural-language prompts
- Every AI action writes an undo entry
- Preferences you teach it persist across new statements
Privacy-first authentication.
Sign up with no email, no name, no phone. We mint an account number — a Mullvad-style identifier you keep safe and use to log in. Want a recovery email? Optional. Want to host it yourself? AGPL, one Docker container.
- No email signup required — account-number identity
- Optional recovery email; otherwise we know nothing about you
- Self-host the whole stack with a single docker-compose file
Eight bucks a month.
Or sixty a year. That’s the whole pitch.
Monthly
Pay as you go. 14-day trial, no credit card.
Annual
Save 37% vs monthly. Same trial. Same easy cancel.
Why not ChatGPT Personal Finance?
Different product, different priorities. Three places they diverge.
| Dimension | Expense Tracker | ChatGPT Personal Finance |
|---|---|---|
| Geography | EU-friendly. Server in Europe, GDPR rights baked in (export + delete). | US-first SaaS. Plaid covers North America; the EU experience is patchy. |
| Ingestion | Upload statements (CSV / PDF / XLSX) from any bank. No bank credentials shared. | Bank-sync only. If your bank isn’t supported, you’re stuck. |
| Data ownership | AGPL self-host option. Export everything as JSON. Delete everything in one click. | Closed source. Your data trains models you can’t inspect. |
Start your 14-day free trial.
No credit card. No email. Upload one statement, ask one question.